The purpose of temporary disability payments is to replace an injured worker’s wages. If you have a work injury that prevents you from performing your normal job duties, you may be eligible for temporary disability payments. Generally, temporary disability payments are 2/3 of your weekly gross income. Gross income includes your pre-tax wages, tips, commissions, bonuses, overtime, etc.
You are eligible for temporary disability payments if a doctor states that you cannot work due to your injuries. You also will be paid temporary disability if the doctor gives you work restrictions and your employer cannot offer you work because of the restrictions. You must be off work for more than 3 days before the insurance company has to make a temporary disability payment.
Under current law the maximum amount of time temporary disability is paid is 2 years. Temporary disability payments will end when you start working again, the doctor release you for work, the doctor states that your injury is stable, or you reach the 2-year maximum period. There are certain situations that someone may receive temporary disability for more than 2 years.